ABERNATHY BANK CONSULTING

Bill Abernathy – Principal
Expert Witness & Executive Consultant

40+ Years of Experience as Federal Bank Regulator & Bank Chief Risk Officer (EVP & SVP)

Now Providing Expert Testimony and Consulting on Risk Management & Regulatory Solutions

40+ Years Experience

OCC District Management Regulator
Senior Management Banker
Chief Risk Officer @ 4 Banks

Expert Witness

Extensive Knowledge of Banking
Federal & State Courts
Strong Written Reports

Consulting Services

Quick Improvement Focus
Governance & Risk Management
Regulatory Relations

Providing Banks with Expert Testimony and Consulting on Risk Management & Regulatory Solutions.

  • Bill Abernathy is Principal of Abernathy Bank Consulting (ABC). ABC provides consulting services
    across a broad spectrum, but specializes in helping banks with Risk Management, Regulatory
    Matters and serving as an Expert Witness in Litigation. Resume / CV available by Request.
  • Strong & Broad Technical and Managerial experience as Bank Regulator, Banker and Consultant
  • Six (6) different Senior Management positions with the Comptroller of the Currency (OCC)… Assistant Deputy Comptroller led top technical experts and #2 Executive for 9-state district; … Led supervision of the 15 largest regional banks (assets of $5 – 70 billion) and problem banks… Led Supervision of community banks in Georgia and North & South Carolina…and Led Corporate Application Division – Mergers, Charters, etc.
  • Senior level bank officer (EVP and SVP) at four (4) Georgia banks ….Chief Risk Officer (CRO) at three (3) Metro Atlanta banks (Flag, Brand and State Bank). As CRO, responsible for six (6) departments: Audit, BSA, CRA/FL/Consumer Compliance, Operations Risk (Policies & Procedures), Loan Review, and Regulatory Relations. Implemented ERM at four (4) banks.
  • Graduate of the University of Alabama with a B.S. in Banking and Finance and the ABA Stonier Graduate School of Banking at Rutgers University.
  • Bill Abernathy is Principal of Abernathy Bank Consulting (ABC). ABC provides consulting services
    across a broad spectrum, but specializes in helping banks with Risk Management, Regulatory
    Matters and serving as an Expert Witness in Litigation. Resume / CV available by Request.
  • Strong & Broad Technical and Managerial experience as Bank Regulator, Banker and Consultant
  • Six (6) different Senior Management positions with the Comptroller of the Currency (OCC)… Assistant Deputy Comptroller led top technical experts and #2 Executive for 9-state district; … Led supervision of the 15 largest regional banks (assets of $5 – 70 billion) and problem banks… Led Supervision of community banks in Georgia and North & South Carolina…and Led Corporate Application Division – Mergers, Charters, etc.
  • Senior level bank officer (EVP and SVP) at four (4) Georgia banks ….Chief Risk Officer (CRO) at three (3) Metro Atlanta banks (Flag, Brand and State Bank). As CRO, responsible for six (6) departments: Audit, BSA, CRA/FL/Consumer Compliance, Operations Risk (Policies & Procedures), Loan Review, and Regulatory Relations. Implemented ERM at four (4) banks.
  • Graduate of the University of Alabama with a B.S. in Banking and Finance and the ABA Stonier Graduate School of Banking at Rutgers University.

Expert Witness Experience

 

  • Work Closely with Retaining Counsel – NO Daubert Standard Issues
  • Four (4) Unique Cases – High $$: 50+ Million to ‘000s of Thousands
  • Four (4) Overall Wins – 2 Summary Judgements, 2 Settlements (All 4 Favored ABC’s Retaining Counsel)
  • Two (2) Federal Courts, 2 State Courts (TX & GA)
  • Strong ABC Written Analysis of Case, Helps Counsel & Court
  • Only 1 Deposition Required & No Trials Required
  • Bank Expert Testimony – Banking, Industry Standards, Best
    Practices, Bank Law/Regulation, Directors Responsibility, Regulatory
    Actions, CMPs, BSA/AML, Deposits, Fraud, Third Parties,
    Management Evaluations, Constructive Discharge, etc.

Consulting Experience

 

  • Work Closely with CEO and Boards – Findings accepted by Regulators
  • Seven (7) Consulting Engagements (3 long-term, 4 short-term)
  • Four (4) Banks Under Regulators Administrative Actions
  • Three (3) Regulatory Actions Removed After ABC Assistance
  • Other Results – Classified Assets cut by 50%, CAMELS Upgraded, Improved Management & Board Info & Controls, etc.
  • Bank Consulting Expertise – Quick Turnaround Focus, Board Governance, Risk Management Controls, ERM, Regulatory Relations, Board & Management Studies (Regulators Required), Third Party Controls, Financial & Fraud Controls, BSA, Exam & Regulatory Action Monitoring Systems

Questions and comments? Get in touch.

R

Bill Abernathy

Abernathy Bank Consulting

bill@abernathybankconsulting.com

5507 Martina Way

Atlanta, GA 30338

Tel: 770-815-6991 (O&C)

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